danielsent
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This is my first time posting, greetings to all.
How can I protect my land from this Nonjudicial foreclosure that states it will sell without any court action?
Thank you guys so much for your time, I would love to contribute in any way within my reach, thank you
I purchased a home in 06 GMAC processed and instantly payments were to go to OMS (Ownit Mortgage Solutions). I recently found out that OMS closed their doors of business two months after the loan was made. This may now explain why within a month of the OMS loan I recieved notice to send payments to the new servicer LLS (Litton loan servicing llc). The following month transferred to another loan servicer, called OLS (Ocwen Loan Servicing llc) and remained for a year +. In the county recorders office is only the first recording with Ownit Mortgage Solutions, inc. deed of trust.
With out all the details of the Ocwen loan servicer and their practices, I asked to speak to the original lender and was told different things every time and ultimately that I can only deal with the servicer Ocwen. Since they have already dishonored payments made, they hired Aztec foreclosures from Arizona and recorded a notice of default and election to sell under deed of trust.
The interesting thing I noticed is that on the notice recorded, it states to contact, HSBC BANK USA, NATIONAL ASSOCIATION, AS TRUSTEE, FOR THE REGISTERED HOLDERS OF NOMURA HOME EQIUTY HOME LOAN, INC. ASSET-BACKED CERTIFICATES, SERIES 2007-2, C/O OCWEN LOAN SERVICING, 12650 INGENUITY DRIVE, ORLANDO, FLORIDA 32826, AND THE PHONE NUMBER FOR OCWEN.
So who is the original owner here and who needs to provide the proof of claim, when Ownit no longer is in the picture and was the last to record. Also MERS was in the documents but it did not state that it was a lender or trustee, MERS holds only legal title to the interest granted by the borrower.